Though Yale University policy does not reimburse for the cost of trip insurance for individual business trips, often times Travel Services receives inquiries from employees who would like to purchase this type of insurance when making personal plans to travel on vacation or leisure business. A recommended site that you may wish to visit to gain information for this type of service is Insure My Trip.com
This site will provide price quotes from multiple providers and allow you to compare the benefits and costs of each company. Reputable companies such Travel Guard, Allianz, and Amex, to name a few, can be found at this site. It is recommended that you read the fine print on what is included in the coverage, paying particular attention to “pre-existing conditions” clauses, and the timing of your purchase relative to your departure date . These costs are not reimbursable for individual airline tickets purchased for Yale University business trips.
For more costly group travel purchases on Yale University groups travelling abroad where prepaid charges on all-inclusive package prices, and/or significant advanced deposits are required, departments may wish to consider purchasing Trip Insurance. Due to the multitude of reasons in today’s world that group programs may be caused to be cancelled, purchasing trip insurance is an advisable consideration. The tour company that is organizing your trip will be able to assist you. Purchasing of trip insurance for Yale University group travel is a reimbursable business expense. Should you have any questions or need further clarification on this subject, please feel free to contact Travel Services, Yale University’s Office of Risk Management or Controller’s Office.