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Yale Tuition Insurance

Yale Tuition Insurance (YTI) is designed to protect the student by alleviating the loss of funds paid for tuition, room and board if complete withdrawal from school for medical reasons becomes necessary at anytime during the term. YTI, in conjunction with Yale's published refund policy, assures the student of a refund of ninety percent of funds paid for tuition, room and board.

Eligibility: YTI is available to all Yale students.

Cost: The cost is based on the total amount of tuition and other insured expenses. Call A.W.G. Dewar, Inc. at 617-774-1555 for an application form which contains the specific cost for your school.

Coverage: Ninety percent of the funds you paid to the University for tuition, room and board, less any refund or credit due the student from Yale, will be refunded provided the medical condition of the student is certified by a licensed physician and the condition necessitates complete withdrawal* from all classes for the balance of the term.

* Complete withdrawal means that the student has given written notice that due to his/her injury or sickness completion of the term is not possible and that no academic credit will be received for the term. A written statement from a licensed physician certifying the injury or sickness and the school verification is also required for a claim.

Exclusions
: Withdrawals due to any of the following conditions are excluded:

  • War or any act of war, declared or undeclared
  • The use of any drug, narcotic or agent which is similarly classified or has similar effects (except when it is prescribed by a doctor)
  • Taking part in a riot
  • Failure to attend classes for any reason other than injury or sickness
  • Withdrawal when the student receives credit for an incomplete term
  • Suicide or intentional self-inflicted injury or sickness
  • Nuclear reaction, nuclear radiation or radioactive contamination

Application and deadlines: Complete and return the application to the address indicated. Application (including payment) for YTI must be mailed so that it is postmarked prior to the opening date of classes.

Underwriters: Yale Tuition Insurance is administered by A.W.G. Dewar, Inc. The Tuition Refund Plan™ (Yale Tuition Insurance), is underwritten by Employers' Fire Insurance Company, one of the member companies of OneBeacon Insurance Group, Canton, MA for A.W.G. Dewar, Inc., dba A.W.G. Dewar Insurance Agency, Four Batterymarch Park, Quincy, MA 02169. The Tuition Refund Plan is the Service Mark of A.W.G. Dewar, Inc.

For more Information: Contact A.W.G. Dewar, Inc. at (617) 774-1555.


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