Loan Billing and Payment Office
Primary Care Loan
Annual Percentage Rate:
Initial Grace Period:
Post Deferment Grace Period: none
Repayment Period: 120 months
· You must enter a residency-training program in family
medicine, internal medicine, pediatrics, combined medicine/pediatrics,
preventive medicine or osteopathic general practice.
· You must complete your residency program within four
years of graduation.
· You must practice in primary care until your loan
is paid in full.
· If you do not comply with the service obligations,
the outstanding balance of your loan will be calculated at
an annual percentage rate of 18%. You must complete the Post-Residency
Certification Form for Primary Care Loan Recipients and
submit it to the Student Loan Billing and Payment Office on
an annual basis.
Deferment types (please refer to your promissory
note for detailed information):
a) Eligible primary health care residency program (maximum
deferment is 4 years)
b) Peace Corp Volunteer (maximum deferment is 3 years)
c) Full time active duty in the uniformed services practicing
in an eligible primary health care activity (maximum deferment
is 3 years)
d) Periods of advanced professional training in primary health
If you do not qualify for a deferment, you can apply
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