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Summer Fellows
Summer Fellows Enrolled in the Yale Health Plan (YHP)
Enrolled Yale students who have not opted out of the YHP are covered by the YHP during the summer. For details on coverage and terms, review the Terms and Conditions of the Members Handbook (Students).
The Light Fellowship does not provide YHP-covered students any additional funding for insurance. Students should review the YHP coverage to determine if they need to purchase additional insurance at their own expense from another provider.
Summer Fellows Who Have Opted Out of the Yale Health Plan (YHP)
If you have opted out of the YHP, you should check to see if:
1) You are covered under a family plan, and
2) The family plan covers you while you are overseas.
If you are covered by a family plan that covers you while you are overseas, you do not need insurance money from the Light Fellowship.
If you are not covered overseas by any plan, and if your program does not provide insurance, the Light Fellowship will provide funding for you to purchase insurance. However, you must notify us about your need for funding to purchase insurance by the deadline stipulated in your Award Checklist.
We will check if your program includes insurance in their program fees. If it does not, you will have a separate line item for insurance on your Light Fellowship budget.
Fall, Spring, or Year Fellows
If you are not covered overseas by any plan, and if your program does not provide insurance, the Light Fellowship will provide funding for you to purchase insurance. However, you must notify us about your need for funding to purchase insurance by the deadline stipulated in your Award Checklist.
We will check if your program includes insurance in their program fees. If it does not, you will have a separate line item for insurance on your Light Fellowship budget.
Purchasing Insurance for Those Without Coverage Under the YHP or Family Plan
This is a sampling of companies that specialize in health insurance for those going abroad for educational purposes. Because these plans may not cover medical treatment in the US, having other health insurance valid in the US is strongly recommended.
HTH Worldwide (use the U.S. Students Abroad category / download the brochure)
STA Travel Insurance
Seabury & Smith (call 1-800-282-4495)
Wallach & Company, Inc.
MEDEX International (a medical evacuation service, NOT insurance- see below)
For more listings, see: U.S. State Department -- Travel Insurance Companies
The Light Fellowship Program does not endorse any particular health insurance provider.
Here is a web site that compares various travel policies that you might also find useful: http://insuremytrip.com/?pid=1000&rid=1
Parents of Light Fellows may also want to visit: http://www.yale.edu/yalecollege/international/advising/health/index.html
MEDEX
MEDEX is a comprehensive assistance program providing students with worldwide 24/7 emergency medical and security assistance - including emergency evacuations & repatriation.
Yale University has provided this benefit at no cost to all students, faculty and staff members. You are already enrolled, however, certain coverage terms and conditions apply and should be understood prior to travel as described on the Web site.
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