Open Enrollment Updates
Open Enrollment began October 30th and ends November 12th.
Flexible Spending enrollments can be made up until December 31st.
What's New for 2007?
Delta Dental Replaces Anthem
For 2007, the University will be changing dental carriers. Delta Dental, a leader in the dental care market, will replace the Anthem PPO plan currently in place.
Delta Dental features excellent customer service and dedication to providing the best dental care in the market, making it a wise choice for Yale. They offer two networks, Delta Dental Premier and Delta Dental PPO. Yale’s plan with Delta will incorporate both dental provider networks, allowing employees greater discounts when utilizing the dentists in either network.
C&T and S&M employees currently enrolled in the CIGNA DMO plan may remain in that plan for 2007 or switch to the Delta Dental plan. New enrollment in the CIGNA DMO plan is no longer available. This plan will remain open only for those currently enrolled.
Two-Year Waiting Period for Re-enrollment in Dental - for faculty, post-doc associates/fellows and M&P staff
Last year the University imposed a two year waiting period for faculty and M&P who dropped dental coverage during last year's open enrollment. How does this affect you?
- If you had dental coverage in 2005 and dropped coverage during last year's open enrollment period, your next opportunity to enroll will be at next year's open enrollment period with coverage beginning January 1, 2008.
- If you currently have dental coverage (2006) and drop coverage during this year's open enrollment period, you will need to wait until the 2008 open enrollment period with coverage beginning January 1, 2009.
Automatic-Transfer-of-Claims feature now available for Flexible Spending Accounts (FSA)
Effective January 1, 2007, you will have the option to enroll in an automatic transfer of your medical and dental claims.
What this means for you:
When you select “Yes” to the automatic-transfer-of-claims feature, you are authorizing Yale’s medical and dental carriers to automatically submit to ADP co-pay, deductible and co-insurance information for eligible services (including prescription medicines) for you and other covered members of your family. Now, you will not need to submit claim forms for these types of expenses, and your reimbursements can be deposited directly into the same bank account to which your Yale paycheck is deposited.
Things to consider when choosing this option:
- You can opt in or out of this feature at any time during the calendar year.
- Spousal and dependent claims information will also be transmitted each month.
- Over the counter (OTC) medications, vision expenses must be subitted to ADP directly.
- Your spouse or adult child can opt out of this feature by notifying the Benefits Office.
- This feature is not available if you are covering a civil union partner under your health insurance or if you are enrolled in a Health Savings Account (HSA) as part of a high deductible health insurance plan.