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Postdoctoral Fellows Dental Plan Options

Eligibility

In order to enroll in a medical or dental plan, you must be scheduled to work at least 50% of the time. Here is a closer look at your Postdoctoral Fellows dental plan option:

If you are paid directly by Yale University, you can choose to enroll in the dental coverage or you can waive this coverage.

Please note: A two-year waiting period will apply if you cancel coverage after your initial enrollment.

A $50 individual annual deductible and a $100 family annual deductible for restorative/specialty will apply along with an individual annual maximum of $2,000.

For more information, please refer to Delta Dental Summary of Benefits and Rates Information. Click here for instructions on how to obtain an ID card.

Here is a general summary of covered services under the Delta Dental Plan:

Service Category Covered Services Percentage Reimbursement
Preventive & Diagnostic
  • Oral exam
  • Fluoride treatment
  • Prophylaxis/Cleaning
  • Sealants
  • X-rays
  • Space maintainers
100% of reasonable and customary charges (up to the Maximum Allowable Amount)
Basic Restorative
$50 single/$100 family deductible applies
  • Amalgam restorations
    Composite restorations
  • Oral surgery/extractions
  • Periodontal surgery
  • Endodontics (root canal therapy)
80% of reasonable and customary charges (up to the Maximum Allowable Amount)
Major Restorative
$50 single/$100 family deductible applies
  • Crowns
  • Inlays, onlays
  • Fixed bridges
  • Dentures
50% of reasonable and customary charges (up to the Maximum Allowable Amount)
Orthodontics
  50% of reasonable and customary charges (up to a $2,000 individual lifetime maximum)