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Perkins Program

Eligible students may qualify to borrow under the Perkins program if they demonstrate additional need after borrowing a maximum subsidized Federal Stafford loan of $8,500. The maximum annual Perkins loan to students in the Graduate School ranges from $3,000 to $6,000; this limit is determined by the availability of funds and students' previous loans.

 The total amount of Perkins loans borrowed, including undergraduate loans, may not exceed $30,000. Perkins loans currently carry a 5% interest rate, which does not begin to accrue until nine months after the student borrower ceases to be enrolled at least half time, at which time repayment begins.